Workers comp audit preparation software
Organize payroll, subcontractor payments, and insurance certificates. Audit Shield identifies missing documentation, potential exposure, and what needs attention before your audit.
2026 Workers Comp Premium Audit
Travelers | Due Sep 18, 2026
Audit Due
11 days
Valid COIs
9 / 12
Missing Documents
4
Upload insurance certificate for Apex Plumbing
$18,400 potentially exposed
Metro Electrical coverage ended before work
$12,800 potentially exposed
Northside HVAC certificate expired
$17,050 potentially exposed
The core value
Missing or incomplete subcontractor insurance documentation may cause payments to require additional review during a premium audit. Audit Check connects the payment, work dates, and insurance evidence so you can act before the deadline.
$48,250
Potential exposure identified
Payments tied to missing, expired, or incomplete insurance evidence.
3
COI issues
Each issue explains the coverage gap and payment requiring review.
82/100
Transparent readiness
Every point maps to a visible rule and a recommended action.
Audit readiness
Readiness is calculated from stored payroll, employee, subcontractor, COI, tax-document, deadline, and issue data. Open the score to see the exact rule breakdown.
Potential premium exposure
Audit Shield compares certificate dates with recorded work periods and payment records. It flags payments that may require review without claiming additional premium is owed.
Estimated exposure only. Final premium treatment is determined by the insurer or auditor.
Upload a certificate, review every extracted field, and confirm it before policy dates affect coverage status.
Audit package generation
Generate a branded audit summary PDF and structured ZIP without hiding unresolved issues or turning estimates into official determinations.
Audit Summary.pdf
Payroll/
Subcontractors/
COIs/
Tax Documents/
Accounting/
Audit Request/
Add carrier, policy dates, audit deadline, payroll, and the carrier request.
Record payments and work dates, then confirm certificate details.
Follow prioritized actions and generate the audit package when ready.
Start with one audit. Move up when you need ongoing COI monitoring, reports, or a team.
For one active audit
For ongoing audit preparation
Free resources
Payroll, financial records, and insurance documents are served through business-scoped authorization checks, never public storage URLs.
Know what is missing, what may be exposed, and what to fix next.
See the subcontractor work period beside verified insurance dates. Coverage gaps remain visible instead of being hidden behind a single status.
46 days without verified coverage
$12,800
For teams and advisors