United States · Illinois · USD
Your checklist focuses on payroll, tax records, and insurance certificates. State and insurer requirements vary. Amounts are in the currency shown; no conversion is applied.
Coverage gaps are document-review flags, not a determination that a contractor is uninsured or that extra premium is owed. Confirm policy dates and the actual audit deadline.
Northside HVAC
Daniel Cho | northside@example.test | +1 (312) 555-0184
Total paid
$17,300
Coverage status
Expired
Potential exposure
$17,050
Work period
Jan 5 - May 20
Coverage timeline
Jan 5, 2026 - May 20, 2026Gap: Feb 1, 2026 through May 20, 2026
Travelers
Expired- Policy
- WC-NORTHSIDE-2026
- Coverage
- Workers Compensation
- Effective
- Jan 1, 2026
- Expires
- Jan 31, 2026
$250
Work: Jan 5, 2026 - Jan 31, 2026
$17,050
Work: Feb 1, 2026 - May 20, 2026
Why is this exposed?
The attached certificate expired before the recorded work period ended. The estimated amount needing review is $17,050.
This estimate is not a final insurance or premium determination.