United States · Illinois · USD
Your checklist focuses on payroll, tax records, and insurance certificates. State and insurer requirements vary. Amounts are in the currency shown; no conversion is applied.
Coverage gaps are document-review flags, not a determination that a contractor is uninsured or that extra premium is owed. Confirm policy dates and the actual audit deadline.
Metro Electrical
Marcus Bell | metro@example.test | +1 (312) 555-0184
Total paid
$12,800
Coverage status
Expired
Potential exposure
$12,800
Work period
Feb 3 - Mar 22
Coverage timeline
Feb 3, 2026 - Mar 22, 2026Gap: Mar 2, 2026 through Mar 22, 2026
Travelers
Expired- Policy
- WC-METRO-2026
- Coverage
- Workers Compensation
- Effective
- Jan 1, 2026
- Expires
- Mar 1, 2026
$12,800
Work: Mar 2, 2026 - Mar 22, 2026
Why is this exposed?
The attached certificate expired before the recorded work period ended. The estimated amount needing review is $12,800.
This estimate is not a final insurance or premium determination.