United States · Illinois · USD
Your checklist focuses on payroll, tax records, and insurance certificates. State and insurer requirements vary. Amounts are in the currency shown; no conversion is applied.
Coverage gaps are document-review flags, not a determination that a contractor is uninsured or that extra premium is owed. Confirm policy dates and the actual audit deadline.
Apex Plumbing
Elena Park | apex@example.test | +1 (312) 555-0184
Total paid
$18,400
Coverage status
Missing COI
Potential exposure
$18,400
Work period
Feb 2 - Apr 14
Coverage timeline
Feb 2, 2026 - Apr 14, 2026Gap: Feb 2, 2026 through Apr 14, 2026
$18,400
Work: Feb 2, 2026 - Apr 14, 2026
Why is this exposed?
No workers' compensation certificate is attached for the recorded work period. The estimated amount needing review is $18,400.
This estimate is not a final insurance or premium determination.